Your RSS (AFPS15 Remedy) and what it means for you personally

Whether your RSS (Remediable Service Statement) relates to Deferred Choice (leavers post 1/10/23) or Immediate Choice, (those who left pre 30/9/23), you’ll probably be aware of the MoD guides available online.

In our experience at the Forces Pension Society, the choices you face, between opting for your legacy scheme benefits, or AFPS15, may not always be straightforward. What you really need is guidance tailored to your individual circumstances and requirements. 

Our Forces Pensions Consultants are skilled in tailoring guidance to arm you with the information you need to make the best possible decision for yourself and your family. After all, you only have one shot at getting it right.

 We received a record 20,000+ pension enquiries last year, and many of our 66,000 Members have already been in touch this year after receiving their RSS.

Forces Pension Society CEO, Maj Gen Neil Marshall, said:

“As those impacted by the AFPS15 Remedy receive their RSS notices, we see many intricacies arising which make apparently straightforward decisions, complex. Our expert Forces Pensions Consultants are trained to take all aspects of your circumstances into account and to respond with accuracy and clarity. The result is that time and again, we receive feedback from our Members saying that (often) for the first time, they feel they understand their pension and now feel better informed to make the right choices.

“We always say, it pays to understand your pension. And, as pension values increase, individual worth increases too, meaning there’s more at stake in assessing your best options. Many still underestimate the real value of their pension. But we’re here to provide the guidance that will help secure your future financial well-being.”

The Forces Pension Society is an independent, not-for-profit organisation that serves as a watchdog for the whole military community. If you would like to know more about our work and how we can help you make the most of your personal pension worth, visit

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