It’s time to put AFPS15 Remedy (McCloud) notifications to bed
The Forces Pension Society has continuously urged the MoD to fully resource the Remediable Service Statement (RSS) rollout plan and to provide timely communications to affected members. The MoD update published last July extended the previous delivery date to no later than 31 December 2025 for so called ‘non-complex cases’ and 31 March 2026 for ‘complex cases’. All outstanding cases are now classified as ‘complex’.
The Society has received a reply to a Freedom of Information request that demonstrates the MoD will not achieve the 31 March 2026 deadline for all complex RSSs to be issued.
From the outset, given the large numbers of servicepeople involved, we have expressed doubt about the MoD’s ability to meet its targets. We take no pleasure in this being the case. But we do need to keep the issue in the spotlight for the sake of all those who need answers in order to plan their future.
The latest MoD announcement issued in December stated this:
“At this stage, we are unable to provide a specific completion date for all outstanding RSSs. However, we are committed to keeping you informed. Our next update will be provided in January 2026, and we will continue to share regular updates on gov.uk on our progress thereafter.”
Forces Pension Society Chief Executive, Maj Gen Neil Marshall, commented:
“Simple arithmetic calculations showed it would take longer to complete this process than the MoD had published. However, despite some progress made, many still have no idea when they will receive their vital RSS.
“We trust the promised MoD announcement this month (January) will bring clarity and a realistic timeline. Sitrep updates will be posted on our website – forcespensionsociety.org
“You can also join our growing 65,000+ Members via our website and consult our expert Forces Pensions Consultants about your AFPS15 Remedy options”
FPS is an independent, not-for-profit membership organisation providing pension guidance to its growing membership base of more than 65,000 serving personnel and veterans. The Society champions pensions on behalf of the whole military community and this year, celebrates its 80th anniversary. For more information about our work, visit forcespensionsociety.org